These Website Terms of Use (“Terms”) govern access to and use of the Secret To Life website and its associated online features, content, and resources (collectively, the “Site”).

The Site is operated by Schirtzer Holdings LLC, doing business as Secret To Life (the “Company,” “Secret To Life,” “we,” “us,” or “our”), subject to confirmation of the Company's registered business details.

By accessing or using the Site, you agree to these Terms. If you do not agree, please discontinue use of the Site.

These Terms address website use. Purchases, coaching engagements, courses, group programs, and other paid offerings may also be governed by the Master Purchase Agreement and applicable offering-specific terms presented at the time of purchase or enrollment.

1. Acceptance and Scope
These Terms apply to visitors and users of the Site, including individuals who access articles, educational materials, astrology-related experiences, interactive tools, community features, or other website resources.

If you purchase or enroll in an offering, the applicable purchase agreement and supplemental terms will govern that transaction and the related service or product. If there is a conflict between these Terms and an agreement expressly governing a purchase, the purchase agreement will control with respect to that purchase, to the extent stated in that agreement and permitted by applicable law.

Nothing in these Terms limits rights or remedies that cannot legally be waived or restricted.

2. Informational Content and Personal Development
Site content is provided for general informational, educational, and personal-reflection purposes. Secret To Life may explore topics such as self-awareness, relationships, emotional experiences, personal values, life transitions, astrology, balance, and personal development.

The Site and its content do not provide individualized medical, mental-health, psychological, psychiatric, legal, tax, financial, investment, or other licensed professional advice, diagnosis, or treatment. Unless expressly stated otherwise and legally authorized, the Company's offerings are not a substitute for care from a qualified, appropriately licensed professional.

Personal-development activities may invite reflection on meaningful or emotionally sensitive subjects. Each visitor is responsible for deciding whether and how to engage with the content and may choose to pause, discontinue, or seek additional support at any time.

The Company does not represent that every resource, exercise, interpretation, or perspective will be appropriate for every person or circumstance.

3. Personal Agency and Individual Experiences
Secret To Life respects each individual's right to make their own decisions, establish personal boundaries, and determine what is appropriate for them.

Questions, exercises, interpretations, and perspectives offered through the Site are invitations to reflection, not instructions that a person must follow or conclusions that a person must accept. Visitors should use their own judgment when considering the content and its relevance to their circumstances.

People respond differently to reflective and personal-development material. The Company does not guarantee a particular emotional experience, personal insight, relationship outcome, professional result, or life change.

Visitors remain responsible for their own decisions and actions. When a concern falls outside the scope of the Company's offerings, visitors should seek appropriate professional support.

4. No Emergency or Crisis Service
The Site is not an emergency service and is not monitored for crisis intervention. Messages submitted through the Site, email, social media, or other communication channels should not be used to request urgent mental-health or emergency assistance. The Company does not guarantee immediate responses to messages.

If you are experiencing a mental-health crisis or are concerned about your immediate safety, contact an appropriate emergency or crisis-support service rather than relying on the Site or the Company's response.

In the United States, you may call or text 988 for crisis support. For an immediate emergency, call 911.

This section is intended to clarify the scope of the Site and its communication channels. It does not waive any duty or liability that cannot lawfully be waived.

5. Astrology and Interpretive Experiences
The Site may offer astrology-related content, planetary-transit information, symbolic interpretations, interactive experiences, or related tools, including experiences developed under the Living Sky concept.

Such material is provided for reflection, self-inquiry, education, or entertainment. Interpretations may be subjective and may vary depending on the method, assumptions, information, or perspective used.

Astrology-related content is not a scientific diagnosis, prediction guaranteed to occur, or substitute for individualized professional advice. Visitors should not rely on an astrological interpretation as the sole basis for a medical, mental-health, legal, financial, relationship, or other significant decision.

The Company does not guarantee the accuracy of every interpretation, the availability of every feature, or any particular outcome from using these experiences.

6. Intellectual Property
Unless otherwise indicated, Site text, designs, graphics, logos, photographs, videos, audio, downloads, course materials, interactive experiences, and other content are owned by or licensed to the Company and are protected by applicable intellectual-property laws.You may access and view publicly available Site content for your personal, lawful, noncommercial use.

Unless the Company gives prior written permission or applicable law permits otherwise, you may not:
- Copy, reproduce, republish, distribute, sell, or commercially exploit protected content.
- Modify, create derivative works from, or redistribute Company materials.
- Remove copyright, trademark, or other proprietary notices.
- Use Company names, logos, or branding in a way that suggests endorsement, affiliation, or authorization where none exists.
- Circumvent technical restrictions intended to protect content or access rights.

Purchasing a product or accessing a course does not transfer ownership of its intellectual property.

Any additional license granted for purchased materials will be described in the applicable purchase terms. Nothing in this section restricts rights that cannot legally be restricted.

7. Acceptable Use
You agree to use the Site lawfully and respectfully.

You may not:
- Use the Site for unlawful, fraudulent, deceptive, or harmful purposes.
- Attempt unauthorized access to accounts, systems, data, or restricted areas.
- Interfere with the Site's security, operation, or availability.
- Introduce malicious code or attempt to compromise the Site or other users.
- Impersonate another person or misrepresent your affiliation with an individual or organization.
- Infringe another person's intellectual property, privacy, or other legal rights.
- Use the Site to harass, threaten, exploit, defraud, or unlawfully discriminate against others.
- Scrape, harvest, or collect personal information through the Site without authorization.
- Use the Site or its content in a way that violates applicable law or another person's rights.

The Company may take reasonable steps to investigate suspected violations, protect the Site and its users, remove prohibited content, or restrict access when justified by the circumstances and permitted by law.

8. Community Participation and Respectful Interaction
Some Site features or related offerings may allow comments, discussions, group participation, community interaction, or submission of personal reflections.

Where those features are available, participants must treat others respectfully and must not harass, threaten, coerce, exploit, discriminate against, or knowingly disclose another person's private information without authorization.

Participants should respect personal boundaries and recognize that individual experiences, beliefs, interpretations, and perspectives may differ.

Unless the Company expressly agrees otherwise in writing, the Site does not create a therapist-client, physician-patient, attorney-client, fiduciary, or other regulated professional relationship.

The Company may remove content, restrict participation, or suspend access where reasonably necessary to protect participants, enforce applicable terms, or address unlawful or harmful conduct, subject to applicable law.

Specific group programs or communities may have additional guidelines. Participants are responsible for reviewing those guidelines when they enroll or participate.

9. Personal Information and Sensitive Disclosures
You are not required to disclose intimate, highly sensitive, or private personal information merely to browse the Site.

Please exercise care when submitting information through website forms, interactive tools, email, comments, community features, or other communication channels. Do not submit information that you do not wish to share with the Company or that is unnecessary for your communication.

The Company's collection, use, disclosure, retention, and protection of personal information are described in its Privacy Policy.

The Site may use third-party providers to operate website features, analytics, communications, payments, or other functions. Where applicable, those providers may process information under their own terms and privacy practices, as explained in the Privacy Policy.

The Company will not treat sensitive personal disclosures as permission to publish or use them as testimonials or marketing material. Any separate testimonial, photograph, recording, or media authorization must be handled through an appropriate consent process.

10. Third-Party Websites and Services
The Site may link to or integrate with third-party websites, platforms, applications, payment processors, scheduling tools, social networks, or other services.

The Company does not control third-party services and is not responsible for their independent content, availability, security, or privacy practices. A link or integration does not necessarily constitute an endorsement.

Your use of a third-party service may be subject to that provider's terms, privacy policy, and other requirements. You should review those terms before providing information or completing a transaction.

This section does not exclude responsibility for matters for which the Company remains legally accountable.

11. Availability, Accuracy, and Changes
The Company may update, modify, suspend, or discontinue Site content or features from time to time.

Although the Company may make reasonable efforts to keep information current, it does not guarantee that all Site content will always be complete, accurate, current, available, uninterrupted, or error-free.

Information may become outdated or may not reflect changes in law, technology, scientific understanding, market conditions, or other circumstances. Visitors should independently verify information when accuracy is important to their decisions.

Nothing in this section excuses the Company from an express obligation it has agreed to perform or limits a right that cannot legally be restricted.

12. Disclaimers and Limitation of Liability
To the fullest extent permitted by applicable law, the Site and its general content are provided on an “as available” basis. The Company does not guarantee uninterrupted access, compatibility with every device or browser, or that every technical issue will be corrected within a particular timeframe.

The Company does not guarantee any particular result from using the Site or engaging with its general informational or reflective content.

To the fullest extent permitted by applicable law, the Company will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages arising from use of the Site where those damages may lawfully be excluded.

Nothing in these Terms excludes, restricts, or modifies any warranty, right, remedy, or liability that cannot lawfully be excluded, restricted, or modified. These Terms do not excuse the Company from its own contractual obligations or conduct where responsibility cannot lawfully be disclaimed.

Any additional limitation of liability applicable to a purchase or service engagement is addressed in the Master Purchase Agreement and applicable supplemental terms.

13. Privacy Policy
Use of the Site is also governed by the Company's Privacy Policy, which describes how personal information is collected, used, disclosed, retained, and protected.

The Privacy Policy should be made readily accessible from the Site and should accurately reflect the Company's actual practices, including relevant analytics, cookies, advertising technologies, third-party integrations, payment tools, forms, and communication systems.If you have questions about the handling of personal information, you may contact the Company using the contact details below.

14. Governing Law and Disputes
These Terms will be governed by the laws of the State of California, without regard to its conflict-of-law principles, except where another law must apply under applicable law.

Any dispute arising out of or relating to these Terms will be addressed in accordance with applicable law and any valid dispute-resolution provisions in an agreement governing the relevant transaction.

These Terms do not independently impose mandatory arbitration or waive a visitor's right to bring a claim in court. Nothing in this section restricts a consumer's access to a forum, remedy, agency, or procedure where that restriction would be prohibited by law.

The Company will review any dispute-resolution provisions across its website terms, Master Purchase Agreement, and supplemental terms to avoid material inconsistencies.

15. Changes to These Terms
The Company may update these Terms to reflect changes to the Site, its operations, or applicable legal requirements.

The revised Terms will be posted on the Site with an updated “Last Updated” date. Changes will apply prospectively to website use after posting, subject to applicable law.

Where a change requires specific notice or affirmative consent, the Company will provide that notice or obtain consent as legally required. Changes to a purchase agreement or existing service engagement will be handled in accordance with the applicable agreement and law.

Your continued use of the Site after revised Terms are posted constitutes acceptance only to the extent that such acceptance is legally effective under applicable law.

16. General Provisions
If any provision of these Terms is found unenforceable, it will be limited to the extent necessary, and the remaining provisions will continue to apply where legally permitted.

A failure to enforce a provision on one occasion does not necessarily waive the right to enforce it later.

These Terms do not create a partnership, joint venture, employment relationship, fiduciary relationship, or agency relationship between a visitor and the Company.

These Terms, together with the Privacy Policy and any applicable agreement referenced herein, govern the subjects they address. They do not replace a separate written agreement that expressly applies to a particular purchase or engagement.

17. Contact Information
Questions about these Terms or the Site may be directed to:
Schirtzer Holdings LLC, doing business as Secret To Life
Mailing Address: 15333 Culver Dr. Ste 340 #2130Irvine, CA 92604
Email: [email protected]